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1. How much are the application
fees? 2. Are there any ongoing fees attached to the loan? 3. What sort of documentation will be required for my application? 4. What is the maximum loan to value ratio available with the product? 5. How much can I afford to borrow on my income? 6. Will I be required to pay a Lenders Mortgage Insurance premium? 7. Is the loan facility portable from one security property to another? 8. Can I make additional repayments to the loan without penalties? 9. What penalties are there if I repay the loan before the loan term ends? 10. What are the government fees involved in the loan transaction? 11. Does the loan have a redraw facility? 12. What sort of assistance do you offer after the loan settles? 13. Can I switch between products if interest rates in the market changes? 14. What are your current fixed and variable interest rates? 15. What type of products do your offer? 16. Can I refix my interest rate? 17. What is the cost of refixing? 18. Do you offer an offset account? 19. Do you have telephone banking facilities? 20. How often do I receive loan statements? |
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